The Best Norwegian Cruise Line Credit Card Review 2023
Oct 01, 2023 By Susan Kelly

Bank of America has teamed up with Norwegian Cruise Line to provide the Norwegian Cruise Company Credit Card. This card is designed for frequent travelers who want to earn rewards and benefits, specifically for norwegian cruise line credit card review. Some of the card's key features include making rewards points for every purchase, exclusive discounts on cruises, onboard credit, and unique financing options. Cardholders can also access exclusive perks and upgrades, such as priority boarding and reduced deposit requirements. Additionally, the card offers a variety of travel insurance and emergency assistance services, including trip cancellation and interruption coverage, baggage delay coverage, and emergency evacuation coverage. The Norwegian Cruise Line Credit Card is an excellent option for those who frequently book cruises with Norwegian Cruise Line and want to earn rewards and benefits specific to their travel needs.

Overview

The Norwegian Cruise Line Credit Card is a co-branded credit card created because of a partnership between Bank of America and norwegian cruise line credit card. The card bears both companies' names. Customers of Norwegian Cruise Line can now apply for and receive approval for this credit card. Customers who sail with Norwegian Cruise Line regularly and are eager to gain benefits and advantages on their cruise purchases are this program's target audience. Customers interested in earning discounts and additional benefits on their cruise purchases are another demographic that this program intends to reach and cater to.

Rewards

Cardholders will receive three points for every dollar spent on purchases made with norwegian cruise line credit card offer, Spending on food and transportation earns two points per dollar, while all other purchases get one point per dollar. Cardholders can redeem these points for free cruises, merchandise, and other perks. Bonus points will be awarded to cardholders in various categories, depending on the type of purchase made. Cardholders can exchange their points for cash back on cruises with Norwegian Cruise Line when they use their points. You can obtain onboard credit, cruises, and other travel-related expenditures and expenses if you exchange your points for the goods mentioned above and services. This may be done by exchanging your points for the above products and services.

Sign-Up Bonus

After making their first purchase with their brand-new card, new cardholders can get a welcome bonus of 5,000 bonus points as part of the card company's loyalty program. This perk is given out once the new card has been used to make a transaction for the first time.

Perks

  • Cardholders get a credit of $50 to use on board for each journey they take using their card, which they can use to purchase anything they want.
  • You will automatically be elevated to the Latitudes Rewards program when you sign up for service with Norwegian. This will grant you access to various additional benefits and privileges.
  • By showing your membership card, you can participate in private events and receive discounts only available to cardholders of that particular organization.
  • Transactions conducted using different currencies are not subject to any form of fee.

Fees

  • The first year is free, but after that, the annual cost is going to be $99 for each year following that.
  • When you transfer balances, you will be subject to a fee of three percent of the amount being moved.
  • The price for obtaining a cash advance is equivalent to either ten dollars or five percent of the advanced amount; whichever is bigger of the two options will be applied as the fee.
  • There is a maximum fee of $40 that can be applied to payments that are received after the due date.

Conclusion

The Norwegian Cruise Line Credit Card is an excellent option for those who frequently book cruises with Norwegian Cruise Line. The card offers a variety of benefits that can make cruising more affordable and enjoyable, such as rewards points, exclusive discounts, onboard credit, and unique financing options. The exclusive perks and upgrades with the card, such as priority boarding and reduced deposit requirements, can enhance the cruising experience. Additionally, the travel insurance and emergency assistance services provided by the card can provide peace of mind while traveling. However, it is essential to consider the terms and conditions, fees, and interest rates before applying for any credit card. The card's rewards program and benefits may not outweigh the annual fee cost for some individuals. It is recommended to do a cost-benefit analysis and compare it to other travel credit cards available in the market before applying.